Smart Wealth Management
for Every Indian Family
Mutual Funds, PMS, Insurance, Bonds, Tax Planning — all on one fully digital, 100% paperless platform. Trusted by 1,200+ investors across India.
About Us
Trusted Financial Partners
for Individuals & Families
Money n Wealth, part of Predics Fintech Services Pvt Ltd, is a new-age fintech firm dedicated to simplifying wealth creation. We bring institutional-grade investment expertise to every individual and family across India.
What We Offer
Products & Services
A curated suite of investment vehicles for every stage of your financial journey.
Top-rated equity & debt funds for your goals.
Long-short Specialised Investment Funds from ₹10 lakh.
Portfolio Management for HNW investors.
Tax-efficient National Pension System for retirement.
Life and health coverage for your family.
Government & corporate bonds for stable income.
Expert tax planning and filing services.
Direct stock market investments & strategies.
From Our Desk
Latest Insights
Money n Wealth · Insights
Equity Long-Short SIFs Explained
2026 · SIF
Equity Long-Short SIFs Explained: How Shorting Works and When It Helps
Equity long-short SIFs can bet against stocks through futures and options, up to 25% of assets. As of August 2026, most used far less: short books ranged from zero to about 16%. Here is how shorting works, and what it can and cannot do when markets fall.
Money n Wealth · Insights
EPF Withdrawal Rules 2026
2026 · Retirement Planning
EPF Withdrawal Rules 2026: New Limits, VPF, Tax and Transfers Explained
Under the EPF Scheme, 2026 you can make partial withdrawals after just 12 months of membership, but 25% of your balance now stays locked and full settlement after leaving a job needs 12 months of unemployment. Here is what changed, how VPF is taxed and how to move PF on a job switch.
Money n Wealth · Insights
EPF Calculator 2026
2026 · Retirement Planning
EPF Calculator 2026: How Your PF and EPS Pension Grow (₹25,000 Ceiling)
A 30-year-old on ₹50,000 basic can retire with roughly ₹2.8 crore in EPF at today's 8.25% rate, but only if both sides contribute on full basic. Here is how the 12% + 12% split, the new ₹25,000 wage ceiling and the EPS pension formula actually work.
Partner with Us
Become a part-time or full-time entrepreneur and build a wealth advisory business with our full institutional support.
Mutual funds, SIF, PMS, AIF, bonds, NPS and insurance under one partner code.
Help preparing for NISM certifications and ongoing product training.
Paperless onboarding, client reporting and service support handled for you.
Why Investors Choose Us
Trusted by 1,200+ Investors
Everything below can be checked independently — no marketing claims, no promised returns.
AMFI ARN-121995 and APMI APRN-07444. Look us up on the AMFI and APMI websites before you invest.
Verify on AMFIWe don't charge advisory fees. Our commission rates from fund houses are published on this website.
See commission disclosureInvestments are held directly in your name with the fund house or depository — we never hold client money.
How investing worksWalk into our office at Greens, Thergaon, Pune, or meet us on video from anywhere in India.
Get directionsGenuine, unedited reviews from investors we work with. Already a client? We'd value your review.