Smart Wealth Management
for Every Indian Family
Mutual Funds, PMS, Insurance, Bonds, Tax Planning — all on one fully digital, 100% paperless platform. Trusted by 1,200+ investors across India.
About Us
Trusted Financial Partners
for Individuals & Families
Money n Wealth, part of Predics Fintech Services Pvt Ltd, is a new-age fintech firm dedicated to simplifying wealth creation. We bring institutional-grade investment expertise to every individual and family across India.
What We Offer
Products & Services
A curated suite of investment vehicles for every stage of your financial journey.
Top-rated equity & debt funds for your goals.
Long-short Specialised Investment Funds from ₹10 lakh.
Portfolio Management for HNW investors.
Tax-efficient National Pension System for retirement.
Life and health coverage for your family.
Government & corporate bonds for stable income.
Expert tax planning and filing services.
Direct stock market investments & strategies.
From Our Desk
Latest Insights
Money n Wealth · Insights
How to Read Quarterly Results
2026 · Direct Equity
How to Read Quarterly Results: A Step-by-Step Guide for Investors
A company can report 58% profit growth while its core business grows just 7%. This guide shows how to read quarterly results line by line, from revenue and EBITDA margins to exceptional items, EPS and management guidance, using a worked example.
Money n Wealth · Insights
Loan Against Property 2026
2026 · Loans
Loan Against Property 2026: Rates, LTV, Costs and the Real Risks
A ₹50 lakh loan against property at 11% over 15 years costs about ₹52 lakh in interest, more than the loan itself. This guide covers LAP rates after the October 2026 hike, how much you can borrow, RBI prepayment rules and what happens to your home if you default.
Money n Wealth · Insights
Moving Back to India
2026 · Global Investments
Moving Back to India: RNOR Status and Tax Planning for Returning NRIs
A returning NRI can usually keep foreign income outside Indian tax for two to three years by qualifying as RNOR under section 6(13) of the Income-tax Act 2025. The month you land, your FCNR deposits and your 401(k) all affect how long that window lasts and how well you use it.
Partner with Us
Become a part-time or full-time entrepreneur and build a wealth advisory business with our full institutional support.
Mutual funds, SIF, PMS, AIF, bonds, NPS and insurance under one partner code.
Help preparing for NISM certifications and ongoing product training.
Paperless onboarding, client reporting and service support handled for you.
Why Investors Choose Us
Trusted by 1,200+ Investors
Everything below can be checked independently — no marketing claims, no promised returns.
AMFI ARN-121995 and APMI APRN-07444. Look us up on the AMFI and APMI websites before you invest.
Verify on AMFIWe don't charge advisory fees. Our commission rates from fund houses are published on this website.
See commission disclosureInvestments are held directly in your name with the fund house or depository — we never hold client money.
How investing worksWalk into our office at Greens, Thergaon, Pune, or meet us on video from anywhere in India.
Get directionsGenuine, unedited reviews from investors we work with. Already a client? We'd value your review.