Smart Wealth Management
for Every Indian Family
Mutual Funds, PMS, Insurance, Bonds, Tax Planning — all on one fully digital, 100% paperless platform. Trusted by 1,200+ investors across India.
About Us
Trusted Financial Partners
for Individuals & Families
Money n Wealth, part of Predics Fintech Services Pvt Ltd, is a new-age fintech firm dedicated to simplifying wealth creation. We bring institutional-grade investment expertise to every individual and family across India.
What We Offer
Products & Services
A curated suite of investment vehicles for every stage of your financial journey.
Top-rated equity & debt funds for your goals.
Long-short Specialised Investment Funds from ₹10 lakh.
Portfolio Management for HNW investors.
Tax-efficient National Pension System for retirement.
Life and health coverage for your family.
Government & corporate bonds for stable income.
Expert tax planning and filing services.
Direct stock market investments & strategies.
From Our Desk
Latest Insights
Money n Wealth · Insights
Claim Settlement Ratio Explained
2026 · Insurance
Claim Settlement Ratio Explained: How to Read IRDAI Data in 2026
Indian life insurers settled 97.82% of individual death claims by number in 2024-25, yet the share of money paid can be several points lower. Here is how to read count-based and amount-based claim settlement ratios, and the health incurred claim ratio, without being misled.
Money n Wealth · Insights
Claiming a Parent's Investments After Death
2026 · Estate Planning
Claiming a Parent's Investments After Death: The 2026 Checklist
Banks must now settle deceased depositors' claims within 15 days, insurers within 15 to 45 days, and fund houses within 21 days of a complete file. Here is the asset-by-asset checklist for bank, FD, mutual funds, demat, insurance, EPF, PPF and property, with the documents each one needs.
Money n Wealth · Insights
Car Loan or Pay Cash? The 2026 Maths of Opportunity Cost
2026 · Loans
Car Loan or Pay Cash? The 2026 Maths of Opportunity Cost
A ₹8 lakh car loan at 9% for five years costs about ₹1.96 lakh in interest. Paying cash only loses out if your spare money can reliably earn more than 9.4% a year after tax, which few safe options do in 2026.
Partner with Us
Become a part-time or full-time entrepreneur and build a wealth advisory business with our full institutional support.
Mutual funds, SIF, PMS, AIF, bonds, NPS and insurance under one partner code.
Help preparing for NISM certifications and ongoing product training.
Paperless onboarding, client reporting and service support handled for you.
Why Investors Choose Us
Trusted by 1,200+ Investors
Everything below can be checked independently — no marketing claims, no promised returns.
AMFI ARN-121995 and APMI APRN-07444. Look us up on the AMFI and APMI websites before you invest.
Verify on AMFIWe don't charge advisory fees. Our commission rates from fund houses are published on this website.
See commission disclosureInvestments are held directly in your name with the fund house or depository — we never hold client money.
How investing worksWalk into our office at Greens, Thergaon, Pune, or meet us on video from anywhere in India.
Get directionsGenuine, unedited reviews from investors we work with. Already a client? We'd value your review.