Smart Wealth Management
for Every Indian Family
Mutual Funds, PMS, Insurance, Bonds, Tax Planning — all on one fully digital, 100% paperless platform. Trusted by 1,200+ investors across India.
About Us
Trusted Financial Partners
for Individuals & Families
Money n Wealth, part of Predics Fintech Services Pvt Ltd, is a new-age fintech firm dedicated to simplifying wealth creation. We bring institutional-grade investment expertise to every individual and family across India.
What We Offer
Products & Services
A curated suite of investment vehicles for every stage of your financial journey.
Top-rated equity & debt funds for your goals.
Long-short Specialised Investment Funds from ₹10 lakh.
Portfolio Management for HNW investors.
Tax-efficient National Pension System for retirement.
Life and health coverage for your family.
Government & corporate bonds for stable income.
Expert tax planning and filing services.
Direct stock market investments & strategies.
From Our Desk
Latest Insights
Money n Wealth · Insights
Nominee vs Legal Heir in India
2026 · Estate Planning
Nominee vs Legal Heir in India: Who Actually Gets the Money? (2026)
A nominee collects your bank deposits, mutual funds and shares, but being paid as nominee does not by itself make them the final owner; ownership is decided by your will or succession law. Exceptions such as life insurance work differently. Here is how nominee vs legal heir works for each asset in 2026.
Money n Wealth · Insights
NSC and Kisan Vikas Patra 2026
2026 · Small Savings
NSC and Kisan Vikas Patra 2026: Interest Rates, Returns and Tax
NSC pays 7.7% and Kisan Vikas Patra 7.5% for October–December 2026, both locked for the full term. ₹1 lakh in NSC becomes ₹1,44,903 in five years; in KVP it doubles in 115 months. Here is how they compare on tax, liquidity and real returns.
Money n Wealth · Insights
MF KYC Status 2026
2026 · Mutual Funds
MF KYC Status 2026: Validated, Registered or On Hold, and How to Fix It
Your mutual fund KYC status decides whether a SIP goes through, whether you can invest with a new fund house, and sometimes whether you can redeem at all. Here is what Validated, Registered, On Hold and Rejected mean on a KRA record, and the exact steps to fix each one.
Partner with Us
Become a part-time or full-time entrepreneur and build a wealth advisory business with our full institutional support.
Mutual funds, SIF, PMS, AIF, bonds, NPS and insurance under one partner code.
Help preparing for NISM certifications and ongoing product training.
Paperless onboarding, client reporting and service support handled for you.
Why Investors Choose Us
Trusted by 1,200+ Investors
Everything below can be checked independently — no marketing claims, no promised returns.
AMFI ARN-121995 and APMI APRN-07444. Look us up on the AMFI and APMI websites before you invest.
Verify on AMFIWe don't charge advisory fees. Our commission rates from fund houses are published on this website.
See commission disclosureInvestments are held directly in your name with the fund house or depository — we never hold client money.
How investing worksWalk into our office at Greens, Thergaon, Pune, or meet us on video from anywhere in India.
Get directionsGenuine, unedited reviews from investors we work with. Already a client? We'd value your review.