Senior engineers, architects and tech leaders in Hinjewadi's Rajiv Gandhi Infotech Park often build large, concentrated wealth through salary, ESOPs and RSUs — but little time to manage it. Money n Wealth, a short drive away in Thergaon, helps you diversify and put that wealth to work through mutual funds, SIFs and Portfolio Management Services.
By their late 30s, many IT professionals hold a large chunk of net worth in a single stock — their employer's — through RSUs or ESOPs, alongside a dozen overlapping mutual funds started on colleagues' tips. Income is high, the tax bill is higher, and there is little time to review any of it.
The fix is rarely a new hot product. It is a plan: how much single-stock risk to keep, how to diversify tax-efficiently, which goals each investment serves, and only then whether a PMS or SIF adds anything.
A Portfolio Management Service holds stocks directly in your demat account and needs at least ₹50 lakh. It can suit you if:
We map your RSU/ESOP vesting and sale plan into your wider portfolio, consolidate overlapping mutual funds, use your employer's NPS contribution for tax savings, and compare PMS, SIF and AIF options with clear fee and tax illustrations. Meetings fit around your schedule — early morning, evenings, weekends or video calls.
Money n Wealth, Greens, Thergaon, Pune 411033 · Mon–Fri 9 AM–6 PM, Sat 10 AM–2 PM · Video meetings available across India.
Areas we regularly serve
Yes. Money n Wealth (APMI-registered PMS distributor, APRN-07444) is based at Greens, Thergaon — about 20 minutes from Hinjewadi Phase 1, depending on traffic. We also meet on video.
Treat them as part of your equity allocation. Many professionals set a cap on employer-stock exposure and sell vested shares in a planned way to diversify, keeping tax implications in mind. We help you build that plan; tax filing is coordinated with qualified professionals.
Many portfolio managers accept existing securities as part or all of the ₹50 lakh minimum, valued at market price on transfer. The manager may then sell holdings that don't fit the strategy, which can create capital gains.
Yes. Many tech professionals move abroad on assignment. We help with resident-to-NRI status changes for mutual fund and PMS holdings where the provider allows it.
Money n Wealth is a brand of Predics Fintech Services Pvt Ltd — AMFI-registered Mutual Fund Distributor (ARN-121995) and APMI-registered PMS Distributor (APRN-07444). We are not a SEBI-registered Investment Adviser. Investments are subject to market risks; read all scheme and offer documents carefully before investing.