Mutual funds, SIF, PMS, AIF, bonds, NPS, insurance, tax planning and more — chosen around your goals, explained in plain language and managed on one 100% paperless platform. Serving families in Pune and investors across India.
Market-linked investments for every ticket size — from a ₹500 SIP to ₹1 crore+ alternatives.
Top-rated equity and debt funds curated for your goals.
Specialised Investment Funds — long-short strategies from ₹10 lakh.
Portfolio Management Services for HNW investors.
Alternative Investment Funds for sophisticated portfolios.
Direct stock market investments and strategies.
Diversify your portfolio with international assets.
Insurance, pension and fixed-income solutions that keep your family secure and your retirement funded.
Tax planning, smart borrowing, research and family-office oversight that tie everything together.
A quick comparison of minimums and liquidity across our investment products.
| Product | Typical minimum | Liquidity | Best suited for |
|---|---|---|---|
| Mutual Funds | ₹100–₹500 SIP | Daily | Everyone — the core of most portfolios |
| NPS | ₹1,000 a year (Tier I) | Locked till 60* | Retirement saving with extra tax benefit |
| Bonds | Typically ₹10,000+ | Varies by bond | Regular income, capital stability |
| SIF | ₹10 lakh | Daily to periodic | Investors wanting long-short strategies |
| PMS | ₹50 lakh | Few days, exit load may apply | HNIs wanting a customised stock portfolio |
| AIF | ₹1 crore | Closed-ended, 3–8 year lock-in | Private credit, private equity, long-short |
*Partial withdrawals allowed for specified purposes. Minimums are as per current regulations and product terms and may change.
Mutual funds and SIPs, Specialised Investment Funds (SIF), Portfolio Management Services (PMS), Alternative Investment Funds (AIF), bonds, NPS, life and health insurance, tax planning, loans, direct equity guidance, Will and estate planning, global investments and family-office services — for investors in Pune and across India.
No. Money n Wealth (Predics Fintech Services Pvt Ltd) is an AMFI-registered Mutual Fund Distributor (ARN-121995) and an APMI-registered PMS Distributor (APRN-07444). We earn commissions from product providers, which are disclosed on our website, and we do not charge advisory fees.
No. Our office is in Thergaon, Pune, and you are welcome to visit, but onboarding, KYC and transactions are fully digital, so we serve clients across India and NRIs abroad.
For most people the right order is an emergency fund, adequate term and health insurance, then goal-based SIPs in mutual funds. SIF, PMS and AIF come later, once your investable surplus and experience grow. A free portfolio review is the easiest way to find your starting point.
Get a free portfolio review — we'll show you what's working, what overlaps and what's missing.