Bespoke wealth stewardship for Ultra-High Net Worth families. We act as your personal CFO, managing financial and non-financial affairs.
Our Family Office proposition goes beyond simple investment advice. It is about preserving the family legacy, governing shared assets, and preparing the next generation.
Creating an Investment Policy Statement (IPS) unique to the family. Allocating capital across public markets, private equity, real estate, and art/collectibles.
One single view of your global net worth. We aggregate data from multiple bank accounts, demats, and real estate holdings into a simplified dashboard.
Assisting with non-financial matters including philanthropy, citizenship planning, and education advisory for children.
We help draft a Family Constitution that outlines the core values, vision, and mission of the family. This document serves as a guiding light for future generations, ensuring conflict resolution and unity.
A structured approach to transferring leadership and wealth. We facilitate grooming of the next generation and setting up of trusts to ensure a smooth transition of assets and responsibilities.
| Feature | Single-Family Office | Multi-Family Office |
|---|---|---|
| Serves | One family exclusively | Multiple unrelated families sharing infrastructure |
| Customization | Fully bespoke, built around one family's exact situation | Bespoke within a shared operating platform |
| Cost structure | The family bears the full fixed cost of the team and infrastructure | Costs shared across client families, typically AUM-based or retainer |
| Typical fit | Very large, often multi-generational or business-plus-personal wealth | Substantial wealth that does not yet justify or want a standalone team |
As a rule of thumb across the wealth-management industry, a standalone single-family office with dedicated staff typically becomes cost-efficient only north of roughly ₹250–300 crore in investible assets. Below that, a well-coordinated multi-family-office or advisory relationship usually serves a family better.
Family wealth in India commonly sits inside a Private Trust, an HUF, or a company/LLP, and each structure is taxed differently.
Where beneficiary shares are fixed and identifiable, income is taxed at each beneficiary's own slab rate.
Where the trustee decides how income is distributed, the trust is taxed at the Maximum Marginal Rate.
An HUF is a separate taxable entity with its own PAN and its own deduction capacity.
Most families who think they need a family office are, in practice, better served by a well-coordinated advisory relationship instead. Money n Wealth can help consolidate the family's full financial picture, identify the governance and succession gaps that genuinely need attention, and coordinate specialist investment, legal and tax support without adding unnecessary infrastructure.
Entrust your family's wealth to a team that understands complexity. Let's build your legacy together.
Is it right for you?
Our process
One view of all holdings, cash flows and performance across the family.
A family-level allocation across MFs, PMS, AIFs, SIFs, bonds and liquidity.
Due diligence and periodic review of every manager you use.
Work with your legal and tax advisers on Wills, trusts and governance.
FAQs
Access to SEBI-registered PMS strategies for eligible investors (₹50 lakh minimum) through an APMI-registered distributor.
Learn moreCategory I, II and III AIFs — private credit, private equity, real estate and long-short strategies — for eligible investors.
Learn moreSEBI's new SIF category — long-short equity, debt and hybrid strategies with a ₹10 lakh minimum — bridging mutual funds and PMS.
Learn moreWills, nominations, succession planning and coordinated estate planning so your family receives your wealth smoothly.
Learn moreFree, no-obligation consultation with the Money n Wealth team in Thergaon, Pune — or online from anywhere in India. Leave your number and we'll call you back within one working day.
Money n Wealth is a brand of Predics Fintech Services Pvt Ltd — AMFI-registered Mutual Fund Distributor (ARN-121995) and APMI-registered PMS Distributor (APRN-07444). We are not a SEBI-registered Investment Adviser or Research Analyst; content on this page is for information and education. Mutual fund, SIF, PMS and AIF investments are subject to market risks — read all scheme and offer documents carefully before investing.