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    October 13, 2026 8 min read

    Getfive Opportunity Fund I: Category I SME AIF Strategy, Terms and Risks

    Getfive Opportunity Fund I backs promoter-led SMEs in India's industrial clusters. Here are its V3 selection framework, ₹1 crore minimum, 5+2 year tenure, fees and the risks to weigh.

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    Recent Articles

    October 13, 2026•6 min read

    Tulsian PMS Review: Large Cap Strategy, Returns & Team (2026)

    Tulsian PMS reported 23.67% a year over five years in a large cap mandate, yet just 3.54% over two. Here is what the numbers to 31 August 2026 say about the ₹426 crore boutique.

    Money n Wealth
    October 13, 2026•7 min read

    True Beacon PMS Review: Quant & Flexicap Strategies, Returns (2026)

    True Beacon's fundamental Flexicap strategy has outpaced the BSE 500 TRI over three years, while its quant EqFactorQuant went flat in the past year. Here is what the numbers to 31 August 2026 show.

    Money n Wealth
    October 12, 2026•6 min read

    Senior Citizen Tax Planning in India: Interest, Pension and Rent

    Interest, pension and rent each reach a senior citizen's return by a different route. Here is how they are taxed in 2026-27, when banks deduct TDS and what changed with Form 121.

    Money n Wealth
    October 12, 2026•7 min read

    Retirement Tax Planning in India: 5 Ways to Manage Withdrawals

    The order and timing of retirement withdrawals can change your tax bill as much as the products you hold. Five practical steps, plus the 2026-27 numbers every retiree should know.

    Money n Wealth
    October 12, 2026•6 min read

    Rental Income Tax in India: 30% Deduction, Municipal Tax and Loan Interest

    Tax on rent is not charged on what the tenant pays you. A step-by-step look at annual value, the flat 30% deduction and loan interest, with a worked example in rupees.

    Money n Wealth
    October 12, 2026•7 min read

    Fractional Real Estate in India: Benefits, Tax and Risk Checklist

    "Own a slice of a Grade-A office" sounds simple. What you actually hold depends on the legal wrapper, and only SEBI-registered SM REITs come with regulated disclosure and listing. Here is how to tell the difference.

    Money n Wealth
    October 12, 2026•11 min read

    Vallum Capital PMS Review: India Discovery Strategy & Returns (2026)

    Vallum India Discovery has compounded at 13.19% a year over five years, yet trailed the BSE 500 TRI over three. Here is what the numbers to 31 August 2026 say about Manish Bhandari's ₹1,357 crore boutique.

    Money n Wealth
    October 12, 2026•11 min read

    Valentis Advisors PMS Review: Rising Star & Multi-Cap Returns (2026)

    Both Valentis strategies stayed positive through the 2024-26 small cap correction. Here is how Jyotivardhan Jaipuria's 3U approach, its ₹1,685 crore AUM and returns to 31 August 2026 stack up against the indices.

    Money n Wealth
    October 12, 2026•6 min read

    How to Choose a Debt Mutual Fund: 3 Checks Before Investing

    A debt fund's yield tells you little on its own. Three checks (duration, credit and liquidity, then costs and tax) show whether a scheme fits the job your money has to do.

    Money n Wealth
    October 12, 2026•9 min read

    Retirement Income for 25 Years: Pension, Rent or SWP?

    A plan that works at 65 must still work at 85. See how pensions, rental income and mutual fund SWPs behave over 25 years, and how to combine them so essentials never depend on markets or tenants.

    Money n Wealth
    October 12, 2026•6 min read

    NPS Payout Choices: RIS vs Annuity vs Systematic Withdrawal

    An annuity is an insurance contract; a systematic withdrawal or RIS keeps your money invested. Here is how the three NPS payout routes differ, and what PFRDA's May 2026 circular added.

    Money n Wealth
    October 12, 2026•9 min read

    NPS Annuity Options Explained: 5 Payout Choices for Retirement

    The annuity you pick at NPS exit decides who keeps getting paid and for how long. Here is how the five common structures trade starting pension against spouse income and legacy.

    Money n Wealth
    October 11, 2026•9 min read

    White Whale Partners PMS Review: North Star Portfolio & Returns (2026)

    White Whale Partners analyses listed companies like a private equity investor. North Star held up through the correction, but its five-year number is moderate. Here is the full picture to 31 August 2026.

    Money n Wealth
    October 11, 2026•9 min read

    White Pine PMS Review: India Emerging Stars Returns & Founders (2026)

    White Pine's single flexi cap strategy returned 27.01% a year over three years and stayed positive through the 2024-26 correction. Here is who runs it and what a four-year record can and cannot show.

    Money n Wealth
    October 11, 2026•8 min read

    Wealth Managers (India) PMS Review: Focused Leadership Portfolio (2026)

    A Pune boutique with one strategy, one long-serving fund manager and more than eleven years of history. Here is how the Focused Leadership Portfolio's numbers to 31 August 2026 compare with the BSE 500 TRI.

    Money n Wealth
    October 11, 2026•8 min read

    Waya PMS Review: Bin73 Sunrise Alpha Small Cap Strategy (2026)

    Waya pairs a research app with a single high-conviction small and mid cap PMS. Bin73 Sunrise Alpha's first year looks strong, but here is why one year, high turnover and tax deserve a closer look.

    Money n Wealth
    October 11, 2026•9 min read

    Wave Asset PMS Review: Bloom and Pure Alpha Strategies, Returns (2026)

    Wave Asset aims for absolute returns from two multi cap strategies that are barely two years old. Here is what Bloom and Pure Alpha's early numbers to 31 August 2026 can and cannot tell you.

    Money n Wealth
    October 11, 2026•10 min read

    Wallfort PMS Review: Six Small & Mid Cap Strategies, Returns (2026)

    Six small and mid cap strategies from one house, with one-year returns ranging from -1.12% to 31.67%. Here is how Wallfort's Four P framework, concentration limits and numbers to 31 August 2026 fit together.

    Money n Wealth
    October 11, 2026•9 min read

    Vansh Capital PMS Review: Pune-Based Equity Strategies & Team (2026)

    Vansh Capital is one of the youngest PMS boutiques in Pune: two multi cap approaches, 27 clients and no published returns yet. Here is what you can and cannot judge before a track record exists.

    Money n Wealth
    October 11, 2026•10 min read

    ValPro PMS Review: Value Prolific Alpha A & Balanced B Returns (2026)

    ValPro manages about ₹20 crore per client on average, and both its strategies beat 18% last year. Here is why Balanced B's 4.40% five-year figure still matters, and what to check in a broad mandate.

    Money n Wealth
    October 11, 2026•9 min read

    Valtrust PMS Review: Momentum & MF PMS Strategies, Returns (2026)

    Valtrust runs a direct-equity momentum strategy alongside two PMS approaches built from mutual funds. Here is what three years of returns, the layered costs and a ₹226.85 crore asset base mean for investors.

    Money n Wealth
    October 11, 2026•11 min read

    Neo Alternative Asset Managers PMS Review: Yield Enhancer (2026)

    Neo's PMS is not an equity portfolio at all: its only strategy, Yield Enhancer, is a debt approach run by a team steeped in private credit. Here is what the numbers show, how it is taxed and what to check first.

    Money n Wealth
    October 11, 2026•7 min read

    How to Choose Mutual Funds: A Portfolio-First Framework

    Last year's top performer is rarely the right answer. Here is a goal-first way to shortlist mutual funds, compare like with like and know when a fund really needs replacing.

    Money n Wealth
    October 11, 2026•8 min read

    NPS Tier I vs Tier II: Tax, Liquidity and Retirement Roles Explained

    Tier I and Tier II sit on the same NPS platform but do very different jobs. Compare tax benefits, withdrawal limits and liquidity before deciding where each rupee goes.

    Money n Wealth
    October 11, 2026•9 min read

    NPS in 2026: Seven Changes Every Indian Investor Should Understand

    NPS now allows a bigger lump sum, a ₹8 lakh full-withdrawal limit, higher-equity schemes and new payout schemes. Here is what changed, what it means and what to check before acting.

    Money n Wealth
    October 11, 2026•10 min read

    NPS After 60: Should You Withdraw, Defer or Keep the Account Running?

    Turning 60 with an NPS account no longer means one big withdrawal plus a forced annuity. Here is how exit, deferral, staged payouts and continuation compare under the rules in force in 2026.

    Money n Wealth
    October 10, 2026•10 min read

    ValueQuest PMS Review: Growth & Platinum Strategies, Returns (2026)

    ValueQuest, led by founder and CIO Ravi Dharamshi, is one of the few multi cap PMS houses whose strategies stayed positive through the 2024-26 correction. Here is what Growth and Platinum have reported and what the data leaves unanswered.

    Money n Wealth
    October 10, 2026•11 min read

    Unifi Capital PMS Review: Blended Rangoli, APJ 20 & Returns (2026)

    Chennai's Unifi Capital has been investing since 2001 and runs five PMS strategies, four of them mid cap. Long records and a clear value-in-growth philosophy, but modest recent numbers: here is the full picture.

    Money n Wealth
    October 10, 2026•9 min read

    Stallion Asset PMS Review: Core Fund Returns, Strategy & Team (2026)

    Stallion Asset runs every client through one flexi cap growth portfolio, and its reported three-year number is among the highest in Indian PMS. Here is the track record, the single-manager risk and what to ask before investing.

    Money n Wealth
    October 10, 2026•10 min read

    Enam AMC PMS Review: India Vision Portfolio, AUM & Returns (2026)

    Enam has been a SEBI-registered portfolio manager since 1998, yet its only listed PMS approach is about three and a half years old. Here is what the India Vision Portfolio's numbers show and why the headline AUM needs context.

    Money n Wealth
    October 10, 2026•10 min read

    Buoyant Capital PMS Review: Opportunities Strategy, Returns & Team (2026)

    Buoyant Capital built a ₹14,000 crore-plus PMS book on one multi cap strategy, with positive returns over every reported period and no entry or exit loads. Here is the team, the numbers and the risks of growing this fast.

    Money n Wealth
    October 10, 2026•12 min read

    Alchemy Capital PMS Review: 7 Strategies, Returns & Team (2026)

    Alchemy has managed PMS money since 2002, but its seven strategies tell very different stories, from Select Stock's 21.64% three-year return to Ascent's negative two-year figure. Here is the line-up, the team and what to check.

    Money n Wealth
    October 10, 2026•10 min read

    Abakkus PMS Review: Sunil Singhania's Strategies, Returns & Team (2026)

    Founded by former Reliance Mutual Fund CIO Sunil Singhania in 2018, Abakkus has grown into one of India's largest independent PMS houses. Here is how its three strategies have done, including through the 2024-26 correction.

    Money n Wealth
    October 10, 2026•10 min read

    360 ONE Asset Management PMS Review: Multicap & Phoenix Returns (2026)

    Formerly IIFL Asset Management, 360 ONE Asset runs a large PMS book through just two multi cap strategies under CIO Anup Maheshwari. Here is how Multicap PMS and Phoenix PMS have performed, and why the recent numbers deserve a closer look.

    Money n Wealth
    October 10, 2026•7 min read

    Alchemy Leaders of Tomorrow (ALOT): Category III AIF for Listed Equities, PIPEs and IPOs

    An open-ended equity AIF from one of India's longer-standing boutiques, mixing listed stocks with PIPE deals and IPO allocations. Each top-up is locked for two years, so the fee option you pick matters.

    Money n Wealth
    October 10, 2026•8 min read

    Aditya Birla Real Estate Credit Opportunities Fund II: Category II Real Estate Debt AIF

    Senior secured loans to approved, brownfield housing and office projects in six large cities, with a stated LTV ceiling of 55%. Here is how ABRECOF-II's fee classes, hurdle and 5-year lock-in work, and where the risks sit.

    Money n Wealth
    October 10, 2026•8 min read

    ABSL Structured Opportunities Fund Series 2: Category II Performing Credit AIF Explained

    Acquisition finance, pre-IPO funding, capex and restructuring: Aditya Birla Sun Life AMC's performing credit AIF lends across all three. Here are its exposure caps, fee classes, tenure and the credit risks to weigh.

    Money n Wealth
    October 10, 2026•8 min read

    ABSL Money Manager Fund (AIF): Category II Credit Fund for Pedigreed Borrowers

    Same name as a money market mutual fund, very different product. This closed-ended Category II AIF lends to companies of established groups. See its tenure, fees, drawdown and the credit risks to weigh.

    Money n Wealth
    October 10, 2026•8 min read

    ABSL India Special Opportunities Fund: Aditya Birla's Category III Multi-Cap AIF

    A closed-ended multi-cap AIF built on the same philosophy as Aditya Birla's India Special Opportunities PMS. Its listed final close has passed, so here is what to check before you evaluate it, plus its fees, exit loads and risks.

    Money n Wealth
    October 10, 2026•8 min read

    ABSL India Equity Opportunities Fund: Open-Ended Thematic Multi-Cap Category III AIF

    Manufacturing, digitalisation, sustainability and real estate revival: Aditya Birla Sun Life AMC's open-ended Category III AIF bets on four themes. See how its six fee classes and three-year exit loads work.

    Money n Wealth
    October 9, 2026•10 min read

    Tax Planning for Salaried Families: Beyond 80C and the March Rush

    Most salaried families now pay less under the new regime, but not all. See the break-even deductions by salary, the April 2026 law change and a month-by-month tax calendar.

    Money n Wealth
    October 9, 2026•8 min read

    Sukanya Samriddhi vs Mutual Funds for a Daughter’s Education: How to Use Both Without Choosing the Wrong Tool

    SSY gives a guaranteed, tax-free base; an equity SIP gives growth and flexibility. See how ₹1.5 lakh a year compares over 21 years and how parents use both for one education goal.

    Money n Wealth
    October 9, 2026•9 min read

    College Is Only 3–5 Years Away: How to Protect an Education Corpus Without Giving Up Growth Too Soon

    Close to admission, a market fall hurts more than a missed return. Here is how to split the goal into fee buckets, cut equity on a schedule and close a funding gap without taking extra risk.

    Money n Wealth
    October 9, 2026•9 min read

    Wright Research PMS Review: Factor Fund Returns, Quant Approach (2026)

    Wright Research's quant Factor Fund shows how a model-driven PMS can swing: 19.84% a year over three years, yet flat over two. Here is how its regime models work and what that means for tax.

    Money n Wealth
    October 9, 2026•8 min read

    Rockstud Capital Investment Fund II: Category I AIF for Deep Tech and Manufacturing Startups

    Defence, space and strategic manufacturing startups are drawing a new wave of venture money. Rockstud Capital's second AIF is a ₹300 crore bet on that theme, with an unusually high 20% hurdle. Here is what investors sign up for.

    Money n Wealth
    October 9, 2026•8 min read

    Nippon India Credit Opportunities AIF - Scheme 2 (NICO 2): Category II Private Credit

    Nippon India's AIF arm is raising its second private credit scheme, lending to mature, well-rated companies and backing it with ₹100 crore of its own money. Here is how NICO 2 is structured, what it charges and where the risks lie.

    Money n Wealth
    October 8, 2026•8 min read

    Planning for a Child to Study Abroad: Tuition, Currency Risk, LRS and the Education Corpus Indian Parents Often Underestimate

    An overseas degree is a bill in another currency that grows with fees and the exchange rate. Here is how to size it in rupees, what to save each month and how LRS and TCS work in FY 2026-27.

    Money n Wealth
    October 8, 2026•11 min read

    NRI Taxation in India: Residential Status, Indian Income, TDS and DTAA Explained

    Your passport doesn't decide how India taxes you; your days in India do. A 2026 guide to the residency tests, NRE/NRO accounts, TDS on Indian income and how DTAA relief actually works.

    Money n Wealth
    October 8, 2026•9 min read

    LRS, TCS and Overseas Investing: What Indian Families Should Check Before Remitting Money Abroad

    Sending ₹12 lakh abroad to invest ties up ₹40,000 in TCS until you file your return. See the 2026-27 rates by purpose, what Budget 2026 changed and how to plan family remittances.

    Money n Wealth
    October 8, 2026•12 min read

    Gold vs Silver: Which Precious Metal Deserves More Space in Your Portfolio?

    Silver is not cheaper gold. One is a monetary metal that steadies a portfolio, the other an industrial metal that swings harder. Here is how to decide what each should do in yours.

    Money n Wealth
    October 8, 2026•8 min read

    Global Diversification for Indian Investors: Beyond Buying a Few US Tech Stocks

    Owning five US tech stocks is not global diversification. Compare the three routes Indians use, how big an overseas slice usually makes sense and the tax and estate traps to check first.

    Money n Wealth
    October 8, 2026•8 min read

    The Hidden Risks of Foreign Investing: Indian Tax Reporting, US Estate Tax and Currency Exposure

    A US$100,000 portfolio of US shares can expose an Indian family to US estate tax that has nothing to do with capital gains. The reporting, estate and currency risks to check before going global.

    Money n Wealth
    October 8, 2026•9 min read

    Foreign Assets in Your Indian Tax Return: Schedule FA, Foreign Tax Credit and Common Mistakes

    Holding a single foreign share can oblige a resident to file ITR-2 and fill Schedule FA, even with no sale and no income. Here is who must report, where each item goes and what the ₹20 lakh relief does and doesn't cover.

    Money n Wealth
    October 8, 2026•11 min read

    How Much Commodity Exposure Should an Indian Investor Have? A Practical Asset-Allocation Guide

    A little gold can steady a portfolio; too much turns it into a bet. Here is how to size commodity exposure in ranges, fund it from the right place and rebalance with a rule instead of headlines.

    Money n Wealth
    October 8, 2026•10 min read

    WhiteOak Capital PMS Review: Strategies, Returns & Philosophy (2026)

    WhiteOak's five PMS strategies all stayed positive through the 2024-26 correction, but five-year returns of 7.63% to 8.51% are modest. Here is how the team-managed, no-macro-bets process shows up in the numbers.

    Money n Wealth
    October 8, 2026•12 min read

    Retirement Planning for Couples in India: One Household, Two Lifetimes, One Coordinated Plan

    Two retirement plans added together do not make one couple's plan. Learn how to coordinate ages, assets, survivor income, NPS annuity choices, health cover and nominations so either spouse can manage alone.

    Money n Wealth
    October 8, 2026•13 min read

    Retirement Income Strategy in India: How to Turn Your Corpus Into a Monthly Paycheque

    Building the corpus is half the job; turning it into a reliable monthly paycheque for 30 years is the other half. Here is a bucket-based plan with a ₹2 crore example and current 2026 rates.

    Money n Wealth
    October 8, 2026•8 min read

    Unicorn India Ventures: AIF Manager Profile, AUM & Key Facts (2026)

    Unicorn India Ventures shows up in PMS listings, but it is really a venture capital AIF manager. Here is what its ₹91.02 crore AUM figure means, who runs it, and what to verify before you invest.

    Money n Wealth
    October 8, 2026•7 min read

    BetterInvest Media Vision Fund-I: Category II Private Credit AIF for Media and Entertainment

    Film and streaming producers often need cash between signing a sale deal and getting paid. This ₹300 crore AIF lends into that gap for interest plus a profit share. Here is how its terms, costs and sector risks stack up.

    Money n Wealth
    October 8, 2026•8 min read

    IITM Unicorn Frontier Fund I: IIT Madras-Backed Category II Deep-Tech AIF

    IIT Madras and Unicorn India Ventures have teamed up on a deep-tech venture fund that hit a ₹450 crore first close within three months of SEBI approval. Here is what investors commit to, what they pay, and what can go wrong.

    Money n Wealth
    October 7, 2026•9 min read

    Tata Asset Management PMS Review: Team, Approach & Key Facts (2026)

    Tata's PMS manages more than ₹3,500 crore for just 13 clients and does not publish strategy returns. Here is what that says about the book, who runs it and the questions to ask before engaging.

    Money n Wealth
    October 7, 2026•9 min read

    Green Lantern Capital PMS Review: Growth & Alpha Fund Returns (2026)

    Green Lantern's two strategies post some of the strongest five-year numbers among smaller PMS houses, but their two-year returns tell a more cyclical story. Here is the team, the data and what to weigh before investing.

    Money n Wealth
    October 7, 2026•11 min read

    Axis AMC PMS Review: 6 Strategies, Returns & Fund Managers (2026)

    Axis AMC's PMS offers six equity styles under one roof, from brand-led to contrarian, but their records range from single digits to 22% a year. Here is how each strategy has done and what the AUM figure really covers.

    Money n Wealth
    October 6, 2026•10 min read

    Renaissance Investment Managers PMS Review: SQGARP Strategies (2026)

    Pankaj Murarka, former CIO of Axis Mutual Fund, runs three quality-growth PMS strategies at Renaissance. Five-year numbers are respectable, but all three were negative over two years. Here is the full picture.

    Money n Wealth
    October 6, 2026•10 min read

    HDFC AMC PMS Review: All Cap & India Ascent Strategies, Returns (2026)

    Both HDFC AMC PMS strategies trail the BSE 500 TRI over three years, and neither has a five-year record yet. Here is what the August 2026 numbers, the 2025 manager change and the headline AUM really tell you.

    Money n Wealth
    October 6, 2026•10 min read

    Aditya Birla Sun Life AMC PMS Review: 5 Strategies, Returns and Team (2026)

    One Aditya Birla Sun Life AMC PMS strategy shows double-digit returns in every period; the other four sit in a 7-11% range over five years. Here is how the five approaches compare as of August 2026.

    Money n Wealth
    October 4, 2026•8 min read

    Aikyam Stressed Assets Fund I: Special Situations, Recovery and Turnaround Risks

    Buying stressed loans and companies in liquidation can unlock value, or tie up capital for years. See how Aikyam's Special Situation Fund is structured, what it costs and how to judge a recovery plan.

    Money n Wealth
    October 4, 2026•9 min read

    35North India Discovery Fund II: Technology-Led Private Capital, Structure and Risks

    A closed-ended venture capital AIF backing technology-enabled Indian businesses. Here is what its terms, fees and exit routes mean for your liquidity, and which questions to ask before committing.

    Money n Wealth
    September 14, 2026•9 min read

    ICICI Prudential Rising Stars Strategy: A New Small-Cap PMS Launched in 2026

    Rising Stars is ICICI Prudential's newest PMS, with just five months of returns. Here is what its 33-stock small-cap portfolio looks like, and why an early 10.45% gain is not yet a track record.

    Money n Wealth
    September 14, 2026•10 min read

    ICICI Prudential PIPE Strategy: The Small-Cap PMS With a 24.7% Since-Inception Return

    PIPE has the highest since-inception return on ICICI Prudential's PMS shelf, but it started just before the 2020 crash and holds 84% in small caps. Here is what the numbers include, and the risks they leave out.

    Money n Wealth
    September 14, 2026•9 min read

    ICICI Prudential Largecap Strategy: A Concentrated, 28-Stock Bet on India's Market Leaders

    The only ICICI Prudential PMS benchmarked to the Nifty 50, Largecap holds just 28 stocks with over 91% in large caps. See its holdings, its record since 2009 and how it differs from the AMC's other nine strategies.

    Money n Wealth
    September 14, 2026•9 min read

    ICICI Prudential Emerging Leaders Strategy: Mid-Cap Stock Picking Backed by 38.9% Earnings Growth

    Launched in February 2024, Emerging Leaders is ICICI Prudential's dedicated mid-cap PMS. Its holdings have grown profits at 38.92% a year, but its own return record is barely two and a half years old.

    Money n Wealth
    September 13, 2026•9 min read

    ICICI Prudential Value Strategy: Buying Good Businesses at a Discount Since 2004

    Value has run since January 2004 and has the lowest price-to-book on ICICI Prudential's style-based PMS shelf. See what it owns, why it leans on metals and banks, and how its returns compare.

    Money n Wealth
    September 13, 2026•9 min read

    ICICI Prudential SMART Strategy: Riding Market Cycles With a Quant-Plus-Fundamental PMS

    SMART mixes a rule-based quant overlay with analyst judgement, and is the only ICICI Prudential PMS allowed to hold REITs and InvITs. See its bank-heavy portfolio and decade-long record.

    Money n Wealth
    September 13, 2026•9 min read

    ICICI Prudential Quanti-FI Strategy: Where Data Models Do the Stock Picking

    Quanti-FI lets a quantitative model do the stock picking across 47 holdings. It is also the one ICICI Prudential PMS trailing its benchmark since launch. Here is what that means and what to watch.

    Money n Wealth
    September 13, 2026•10 min read

    ICICI Prudential Growth Leaders Strategy: A Core-and-Satellite PMS Running Since 2000

    Growth Leaders is ICICI Prudential's oldest PMS, running since December 2000. Its five-year numbers beat the benchmark, yet its 25-year return sits just behind it. Here is how to read both.

    Money n Wealth
    September 12, 2026•17 min read

    Sundaram Voyager PMS Review: Structural Growth Meets Opportunistic Bets

    Voyager runs two buckets side by side: long-term structural compounders and opportunistic cyclical, turnaround and value bets. Here is how that works, what it holds and how it compares with Sundaram's other three PMS strategies.

    Money n Wealth
    September 12, 2026•15 min read

    Sundaram S.E.L.F. Review: Inside the Sundaram Emerging Leadership Fund (PMS)

    Labelled mid-cap, but 40% of the book sat in small caps in July 2026. Here is what Sundaram's S.E.L.F. actually owns, the one window where its category index won, and how it sits next to SISOP, Voyager and Rising Stars.

    Money n Wealth
    September 12, 2026•17 min read

    Sundaram Rising Stars Review: Inside Sundaram Alternates' Longest-Running PMS

    Sundaram Alternates' oldest PMS has the best one-year number on its shelf, yet trails its own small-cap index at 4, 7 and 10 years. Here is the full record, what it owns and how it compares with SISOP, S.E.L.F. and Voyager.

    Money n Wealth
    September 12, 2026•10 min read

    ICICI Prudential Contra Strategy: The Contrarian PMS Betting on What the Market Has Given Up On

    Contra buys businesses the market has turned against, yet over 71% of its book is in large caps. See how its 2,500-to-39 stock filter works and how it has fared against the BSE 500 TRI since 2018.

    Money n Wealth
    September 12, 2026•9 min read

    ICICI Prudential ACE Strategy: Concentrated Bets on India's Under-Penetrated Themes

    ACE concentrates on India's 'non-zero-sum, under-penetrated' themes and pays up for quality, with the highest P/E on ICICI Prudential's style-based shelf. See its holdings, sector bets and record since 2010.

    Money n Wealth
    September 11, 2026•16 min read

    Sundaram SISOP Review: Inside the Sundaram India Secular Opportunities Portfolio (PMS)

    Fifteen years, several market cycles and a benchmark beaten in every period measured to August 2026. Here is what SISOP owns, how its four-strategy family differs, and who should think twice.

    Money n Wealth
    September 11, 2026•25 min read

    SA Ecco II: Inside Sundaram Alternates' ₹2,500 Crore Category II Private Credit AIF

    Sundaram Alternates is raising a second, larger vintage of its Ecco private credit strategy. We look at what SA Ecco II lends to, what it charges at each ticket size, what the first fund reported, and the risks a 6.5-year lock-in brings.

    Money n Wealth
    September 8, 2026•10 min read

    Motilal Oswal Value Migration Strategy: Investing Where India's Profit Pools Are Shifting

    Ride-hailing took value from taxis, streaming from multiplexes, UPI from cash. Motilal Oswal's oldest PMS, running since 2003, is built to own the businesses on the receiving end of that shift.

    Money n Wealth
    September 8, 2026•10 min read

    PMS Players in India: Vintage, Scale and Who's Really Managing ₹10,000+ Crore

    Close to 79% of India's ₹43 lakh crore PMS AUM is pension and EPFO money, not HNI portfolios. Strip it out and a short list of houses dominates. Here is who they are, how old they are and why size is not the same as performance.

    Money n Wealth
    September 7, 2026•12 min read

    Motilal Oswal Mid to Mega Strategy: Investing in Tomorrow's Market Leaders While They're Still Mid-Caps

    Between 2020 and 2025, mid-caps became mega-caps at a 14% strike rate; small caps managed about 0.13%. Motilal Oswal's Mid to Mega PMS is built around that gap. Here is how it picks stocks and how it has done.

    Money n Wealth
    September 6, 2026•11 min read

    Motilal Oswal Founders Portfolio: Betting on Businesses Where the Founder's Own Money Is on the Line

    Founder-led NSE companies grew profits about 5.4x over FY15-25, per MOAMC's research, well ahead of MNCs and PSUs. Here is how the Founders Portfolio filters 500 companies down to 20-25 and what its short record shows.

    Money n Wealth
    September 6, 2026•12 min read

    PMS vs Mutual Funds: When Portfolio Management Makes Sense Above ₹1 Crore

    A mutual fund and a PMS can hold the same 20 stocks and still leave you with different costs, tax bills and control. Here is why ₹1 crore is roughly where the comparison becomes worth making, and where mutual funds still win.

    Money n Wealth
    September 6, 2026•17 min read

    Category III AIF: The Sophisticated World of Long-Short, Quant and Alternative Trading Strategies

    Category III AIFs can short stocks, use derivatives and add leverage, tools no mutual fund has. Learn how long-short, quant and arbitrage strategies work, how they are taxed and what to check before trusting a track record.

    Money n Wealth
    September 6, 2026•12 min read

    How PMS Actually Works: Onboarding, Funding, Taxation, Reporting and Exit

    A PMS account behaves very differently from a mutual fund once you sign up: the shares sit in your name, every sale is taxed in your hands, and exit is allowed any time. Here is what happens at each stage.

    Money n Wealth
    September 6, 2026•15 min read

    Category II AIF: The Powerhouse of India's Private Capital Market

    Three of every four rupees committed to Indian AIFs sit in Category II. Here is what private equity, private credit and real estate funds actually do, how returns have varied by vintage, how they are taxed and who they suit.

    Money n Wealth
    September 6, 2026•15 min read

    Category I AIF: Investing in India's Next Generation of Businesses and Infrastructure

    Category I AIFs put money into start-ups, SMEs, infrastructure and turnarounds long before most investors can. Learn what they hold, how returns have varied by vintage, how they are taxed and who should stay away.

    Money n Wealth
    September 4, 2026•10 min read

    What SEBI-Registered Equity Research Actually Involves — And Why "Buy This Stock" Tips Aren't the Same Thing

    A confident buy call on Telegram and a SEBI-registered research report can look alike on your phone. One comes with a licence, disclosed conflicts and accountability. Here is how to tell them apart.

    Money n Wealth
    September 4, 2026•10 min read

    Tax Consultation in India: ITR Filing, Capital Gains Advisory and GST — What a Complete Tax Relationship Actually Covers

    Most tax outcomes are decided months before the July filing rush. What a year-round tax consultation covers, how it links to your investments, and what changed with the Income-tax Act, 2025.

    Money n Wealth
    September 4, 2026•15 min read

    How to Invest in US Stocks from India: LRS Limits, Tax and the Route That Works

    Buying Apple or an S&P 500 fund from India takes one of three routes, and each is taxed and reported differently. LRS, TCS, the tax on both sides and the US estate-tax rule most investors miss.

    Money n Wealth
    September 4, 2026•14 min read

    Family Offices in India: Structures, Costs, Taxation and Who Actually Needs One (2026 Guide)

    India had about 45 family offices in 2018 and nearly 300 by 2024. Most families who think they need one don't yet. Here is how the structures work, how they are taxed, and a simple test for whether you need one.

    Money n Wealth Team
    September 4, 2026•14 min read

    7 Signs Your Mutual Fund Portfolio Needs a Review

    Funds get added one at a time and nobody checks how they fit together. These seven checkable signs tell you when your mutual fund portfolio has drifted, and what a proper review looks at.

    Money n Wealth
    September 4, 2026•16 min read

    How to Build a ₹1 Crore Corpus: Step-by-Step SIP Calculator Guide

    ₹1 crore isn't a lucky number or a huge-salary problem. It's a maths problem with time as the variable. Here is what it takes per month for your timeline, with a calculator to run your own numbers.

    Money n Wealth
    September 4, 2026•16 min read

    Retirement Planner in Pune: A Step-by-Step Guide to Building Your Corpus

    Pune's IT and auto generation is nearing 50 without a government pension behind it. Here is a step-by-step way to size your corpus and combine EPF, PPF, NPS and mutual funds, with 2026 rates.

    Money n Wealth
    September 4, 2026•12 min read

    Portfolio Management Services (PMS) in India: The Complete 2026 Guide to Costs, Taxation and Who Qualifies

    Two investors put ₹1 crore into professionally managed equity: one into a mutual fund, one into a PMS. Their costs, tax bills and paperwork end up very different. Here is how PMS really works in 2026.

    Money n Wealth Team
    September 4, 2026•13 min read

    Beyond FDs and Bonds: How a Structured Private Credit AIF Targets Higher Yields

    Big-bank FDs now top out near 6.5%. A structured private credit AIF aims for far more by lending to mid-market companies against hard collateral. Here is how the yield is built, what the predecessor fund reported, and what can go wrong.

    Money n Wealth
    September 4, 2026•14 min read

    India's Ultra-Luxury Housing Boom: The Institutional Route Into ₹100–200 Crore Homes (Without Buying One)

    Inventory overhang in India's ₹8-crore-plus housing segment has fallen from 60 months to 11 since 2019. Here is how a Category II AIF lets investors take part in that trade without buying a trophy home, and what it costs.

    Money n Wealth
    September 4, 2026•10 min read

    Direct Equity Investing in India: Taxation, Costs and Who Should Actually Buy Individual Stocks (2026 Guide)

    Buying shares directly looks simple, but the tax tracking, costs and risk all sit with you. Here is how stocks and F&O are taxed after Budget 2026, what direct investing really costs, and when a mutual fund or PMS does the job better.

    Money n Wealth
    September 3, 2026•14 min read

    Sovereign Gold Bonds Are Discontinued — Where Should Your Gold Money Go Now?

    The government has stopped issuing new SGB tranches, and Budget 2026 narrowed their tax-free maturity. Here is what that means if you hold some, and where new gold money can go instead.

    Money n Wealth
    September 3, 2026•15 min read

    Personal Loan vs Loan Against Mutual Funds vs Gold Loan: Which Is Cheapest?

    Need cash fast? Your income, your mutual funds and your gold can all secure a loan, at very different prices. Here is what each costs after RBI's 2026 rule changes and the October rate hike.

    Money n Wealth
    September 3, 2026•17 min read

    NRI Investing from Pune: Managing Money in India While Living Abroad

    A flat rented out in Wakad, a parent's deposits in Kothrud, savings from years abroad: how NRI families linked to Pune can organise NRE, NRO and FCNR accounts, tax, repatriation and paperwork across time zones.

    Money n Wealth
    September 3, 2026•15 min read

    First Salary, First Investment: A Money Plan for 20-Something Professionals in Pune

    Six months into your first job in Hinjewadi or Kharadi? Here is the order that works: a starter buffer, your own health cover, a quick tax check, then a small SIP that grows with every raise.

    Money n Wealth
    September 3, 2026•16 min read

    Financial Planning for Homemakers and Women: Building Your Own Financial Identity

    Could you log into every account with your name on it today, without asking anyone? If not, start here: a practical plan for building savings, credit and retirement money in your own name.

    Money n Wealth
    September 3, 2026•14 min read

    How to Consolidate Scattered Investments and Policies Into One Plan

    A fund from the bank, a policy bundled with a loan, a SIP nobody remembers. Here is how to lay every holding side by side, spot the overlaps and costs, and tidy up without an avoidable tax bill.

    Money n Wealth
    September 3, 2026•16 min read

    Bonds 101: A Complete Guide to G-Secs, Corporate and Tax-Free Bonds in India

    Bonds are easier to buy than ever, and yields have climbed. Here is what G-Secs, corporate bonds and tax-free bonds are, how to buy each in 2026, how they are taxed and what rising rates mean.

    Money n Wealth
    September 3, 2026•15 min read

    Mutual Fund Distributor in Pune: How to Choose One and What They Actually Do

    Most Pune SIP investors can name their "mutual fund person" but not their registration or how they are paid. Here is what an AMFI-registered distributor does and what to check before you choose one.

    Money n Wealth
    September 3, 2026•16 min read

    Money Management for Freelancers and the Self-Employed: SIPs, Tax and Irregular Income

    Almost every money rule assumes a fixed monthly salary. If your income arrives in irregular chunks, here is how to handle the emergency fund, presumptive tax, advance tax, GST and SIPs.

    Money n Wealth
    September 3, 2026•16 min read

    PMS in Pune: Who Actually Qualifies for Portfolio Management Services?

    Portfolio Management Services sit one rung above mutual funds on Pune's wealth ladder. Here is who qualifies for PMS, what it really costs, how gains are taxed and how to tell a genuine PMS conversation from a sales pitch.

    Money n Wealth
    September 2, 2026•14 min read

    Real Estate vs Mutual Funds: Where Should Your Next ₹20 Lakh Go?

    A flat in Pune or Kolhapur feels safer than a fund statement. Then you add 8-9% in entry costs, a 2-3.5% rental yield and months to sell. Here is a fair side-by-side before your next ₹20 lakh moves.

    Money n Wealth
    September 2, 2026•13 min read

    Fixed Deposit vs Debt Mutual Funds: Which Gives Better Post-Tax Returns Now?

    Debt funds lost their indexation edge in 2023, so on paper they're taxed like an FD now. The advantage that survived is about when you pay tax, not how much, and it comes with risks an FD doesn't carry.

    Money n Wealth
    September 2, 2026•17 min read

    NPS vs Mutual Funds for Retirement: The Complete Comparison Guide

    NPS gives tax breaks and enforced discipline; mutual funds give control and liquidity. This 2026 comparison covers the new 80:20 NPS exit rule, equity limits, tax sections and how to split money between the two.

    Money n Wealth
    August 31, 2026•13 min read

    PPF vs ELSS vs SIP: Which Tax-Saving Investment Actually Wins in 2026?

    Three things people compare head-to-head, except one of them isn't a tax-saving product at all, and the real decision happens a step earlier: which tax regime you are in.

    Money n Wealth
    August 31, 2026•12 min read

    Direct vs Regular Mutual Funds: What the "Higher Return" Claim Leaves Out

    Direct plans don't earn higher returns than regular ones; they are the same fund. Here is what the expense-ratio gap actually costs, and what a regular plan's higher cost is paying for instead.

    Money n Wealth
    August 26, 2026•6 min read

    Symbiotec Pharmalab IPO: Price Band, Valuation and Key Risks

    Seventy-five times subscribed, yet it listed exactly at its issue price. Symbiotec Pharmalab's IPO was 92% offer for sale and priced at 55–58x earnings — the numbers, risks and listing outcome.

    Money n Wealth
    August 26, 2026•6 min read

    Skyways Air Services IPO: Price Band, Financials and Key Risks to Know

    Seventy-one times subscribed, Skyways Air Services still listed 10% below its issue price. The price band, financials, and the pending EOW FIR and AEO suspension the RHP disclosed.

    Money n Wealth
    August 26, 2026•6 min read

    Stock Research Report: NTPC, Lupin, NCC and Ahluwalia Contracts

    A power major, a pharma exporter and two contractors, each trading below its sector peers for a specific reason. Here are the Q1 FY27 numbers, risks and what brokerages said, sourced and dated.

    Money n Wealth
    August 26, 2026•6 min read

    Lumino Industries IPO: Price Band, Valuation and What to Know

    Priced at about 12.5 times FY26 earnings, well below listed cable and EPC peers, Lumino Industries drew 124x demand and listed 34% higher. The issue facts, financials and risks, with the listing outcome.

    Money n Wealth
    August 26, 2026•6 min read

    Hy-Tech Engineers IPO: Price Band, Financials and Subscription Status

    A ₹135.73-crore hydraulic-fittings IPO drew bids of about 244 times the shares on offer and listed 41.5% higher on NSE. Here are the issue facts, FY26 financials, the OFS share and the risks.

    Money n Wealth
    August 26, 2026•6 min read

    Hindustan Copper OFS 2026: Floor Price, Retail Dates and How to Apply

    The government sold up to 6% of Hindustan Copper at a ₹514 floor price in August 2026, and retail bids topped five times the quota. What happened, and how the retail OFS window works for the next one.

    Money n Wealth
    August 26, 2026•5 min read

    ESDS Software Solution IPO: Price Band, Growth and Risks

    A rare 100% fresh issue from a data-centre and cloud provider, ESDS drew about 136x demand and listed 76.5% above its issue price. The price band, FY26 growth, use of proceeds and risks.

    Money n Wealth
    August 20, 2026•7 min read

    Health Insurance for Corporate Employees in Pune: Why Your Group Cover Isn't Enough

    Group health cover feels complete until you change jobs or a parent is admitted. Here is what employer policies leave out and how a personal floater, parents' cover and a top-up fill the gaps.

    Money n Wealth Team
    August 19, 2026•7 min read

    Insurance Advisor in Pune: A Complete Guide to Life, Health and General Insurance Planning

    Most Pune households own some insurance; few know if it is enough. Here is the order to buy cover in, the mistakes that cost families most and what changed on GST and health rules.

    Money n Wealth Team
    August 18, 2026•6 min read

    Term Plan / Term Insurance Advisor in Pune: How Much Cover You Need and How to Choose

    Term insurance is cheap, simple and still underbought. Here is how to size cover from income, loans and goals, what to compare between plans and why accurate disclosure decides the claim.

    Money n Wealth Team
    August 17, 2026•6 min read

    Health Insurance Advisor in Pune: Why Health Cover Protects Your Savings, Not Just Your Health

    One hospital stay can undo years of saving. Here is how much health cover a Pune household needs, what to compare beyond the premium and what changed in GST and IRDAI rules.

    Money n Wealth Team
    August 16, 2026•7 min read

    Financial Advisor & Financial Planner in Pune: What They Do and How to Choose One

    In Pune, "financial advisor" can mean a SEBI-registered adviser, a mutual fund distributor, a PMS distributor, an insurance agent or a bank RM. Each is registered and paid differently, and it is worth knowing which one you are talking to.

    Money n Wealth Team
    August 14, 2026•7 min read

    Market Wrap, August 13, 2026: Sensex Snaps Losing Streak to Close Above 78,000; Nifty Slips Below 24,400

    A split session: the Sensex ended a two-day slide while the Nifty slipped, as crude near $90 offset cooler US inflation. Sectors, stocks, flows and the rupee from Thursday, 13 August 2026.

    Money n Wealth Team
    August 11, 2026•13 min read

    Estate Planning in India: Will, Nomination and Succession Guide (2026)

    A nominee is not automatically the owner, and since December 2025 probate is no longer compulsory for Wills covering property in Mumbai, Chennai and Kolkata. Here is what a sound estate plan in India needs in 2026.

    Money n Wealth
    August 11, 2026•12 min read

    Tax Planning in India (FY 2026-27): Old vs New Regime and How to Save Tax

    For most salaried taxpayers the new regime now wins at every income level, unless deductions are large. Compare both with real numbers, see what the new Income-tax Act renamed, and plan capital gains.

    Money n Wealth
    August 11, 2026•11 min read

    Insurance Planning in India: A Complete Guide to Term, Health and Life Cover

    Insurance is the part of a financial plan that protects everything else. Here is how much term and health cover to hold, how to choose policies and the 2025-26 rule changes that cut the cost.

    Money n Wealth
    August 11, 2026•14 min read

    Financial Planning in India: A Complete Guide to Building Your Financial Plan

    A plan answers five questions: where your money goes, what happens if income stops, how much tax you keep, whether you can retire, and who gets what you built. This guide walks through each, with 2026's rule changes.

    Money n Wealth
    August 11, 2026•10 min read

    Emergency Fund in India: How Much You Need and Where to Keep It (2026 Guide)

    With ₹50,000 of essential monthly expenses, a salaried family needs roughly ₹3-4.5 lakh set aside, and a freelancer more. Here is how to size your emergency fund, where to keep it, and how to build it within a year.

    Money n Wealth
    August 11, 2026•11 min read

    Debt Management in India: How to Get Out of Debt Faster (2026 Guide)

    On ₹6.1 lakh of debt, choosing the avalanche method over the snowball saves about ₹14,000 and a month. This guide shows the maths, a six-step payoff plan, and what the October 2026 rate hike means for your EMIs.

    Money n Wealth
    August 11, 2026•10 min read

    Child Education Planning in India: How to Save for Your Child's Future (2026)

    Education costs rise faster than general prices, and every year of delay raises the monthly bill. Here is how to set a realistic target, what it costs per month and which options still fit after 2026's changes.

    Money n Wealth
    August 11, 2026•10 min read

    How to Budget Your Money in India: The 50/30/20 Rule and Practical Budgeting Guide (2026)

    On ₹80,000 take-home, 50/30/20 means ₹40,000 for needs, ₹24,000 for wants and ₹16,000 for savings. Here is how to adapt that split to Pune or Mumbai rents, build a budget in five steps, and put the savings to work.

    Money n Wealth
    August 11, 2026•11 min read

    SIP Planning: The Complete Guide to Systematic Investment Plans in India (2026)

    More than 10 crore SIP accounts now feed India's mutual funds every month. Here is how a SIP actually builds wealth, how to size yours and the habits that decide the result.

    Money n Wealth
    August 11, 2026•12 min read

    Mutual Fund Planning in India: How to Choose the Right Funds (2026 Guide)

    Buying a mutual fund is not a plan. This guide shows how to match fund categories to goals, what SEBI changed in 2026 and how to keep a portfolio from quietly duplicating itself.

    Money n Wealth
    August 11, 2026•10 min read

    Retirement Planning in India: How Much Corpus You Need (2026 Guide)

    Starting at 40 instead of 30 can more than triple the monthly SIP needed for the same retirement goal. Work out your corpus, compare EPF, PPF, NPS and SCSS at current rates, and avoid the common mistakes.

    Money n Wealth
    January 16, 2026•8 min read

    Arbitrage Funds: The Tax-Efficient Safe Haven

    Arbitrage funds earn the gap between a share's cash and futures price, not market direction, yet are taxed like equity funds. See returns, 2026 rule changes and who should use them.

    Money n Wealth Team
    December 16, 2025•6 min read

    Silver ETFs in India: The Industrial Precious Metal, Explained (2026 Guide)

    Silver ETFs offer the same demat convenience as gold ETFs, with a far more cyclical metal underneath. Here is how they work, how they are taxed and how much space silver usually gets.

    Money n Wealth Team
    December 15, 2025•7 min read

    Gold ETFs in India: A Digital, Low-Cost Way to Own Gold (2026 Guide)

    A gold ETF gives you the gold price without a locker, making charges or purity doubts. Here is how it works, what it costs, how it compares with SGBs and gold funds, and how gains are taxed.

    Money n Wealth Team
    December 14, 2025•6 min read

    Index Funds in India: The Passive, Low-Cost Way to Own the Market (2026 Guide)

    Index funds don't try to beat the market; they try to match it as cheaply as possible. Here is how to judge one on cost and tracking, which index to pick, and how gains are taxed.

    Money n Wealth Team
    December 13, 2025•6 min read

    Children's Funds: Investing for Education and Marriage Goals (2026 Guide)

    SEBI has closed the children's fund category to new money. Here is what changes for parents already invested, and how a dedicated SIP, Sukanya Samriddhi or a Life Cycle Fund compares.

    Money n Wealth Team
    December 12, 2025•6 min read

    Retirement Mutual Funds: Lock-In, Structure and How They Compare to NPS (2026 Guide)

    SEBI has closed the retirement fund category to new money and introduced life cycle funds. Here is what changes for existing investors, and how the alternatives compare with NPS and PPF.

    Money n Wealth Team
    December 11, 2025•6 min read

    Balanced Advantage Funds (BAF): Dynamic Asset Allocation Explained (2026 Guide)

    A balanced advantage fund decides your equity-debt mix for you. The catch: its market exposure can be far below its tax-qualifying equity. Here is how to read a BAF properly.

    Money n Wealth Team
    December 10, 2025•5 min read

    Aggressive Hybrid Funds: Equity-Led Growth With a Debt Cushion (2026 Guide)

    An aggressive hybrid fund is mostly equity with a 20-35% debt cushion and equity taxation. Here is how the SEBI mix works, what the cushion does in a fall, and who it suits.

    Money n Wealth Team
    December 9, 2025•5 min read

    Conservative Hybrid Funds: Debt-First Stability With a Pinch of Equity (2026 Guide)

    Conservative hybrid funds add a 10-25% equity kicker to a debt-heavy portfolio. Here is what that slice does to returns and risk, why tax is at slab rate, and who they suit.

    Money n Wealth Team
    December 8, 2025•6 min read

    Long Duration Funds: Playing the Interest Rate Cycle (2026 Guide)

    Long duration funds gain when interest rates fall and lose when they rise. With the RBI raising rates in October 2026, here is how big the swings can be and who these funds suit.

    Money n Wealth Team
    December 7, 2025•6 min read

    Ultra Short Duration Funds: Yield With Safety for 3-6 Month Goals (2026 Guide)

    Too long for a liquid fund, too short for a duration bet: ultra short duration funds fill the 3-6 month gap. Here is how they compare with liquid funds and FDs, and how they are taxed.

    Money n Wealth Team
    December 6, 2025•6 min read

    Overnight & Liquid Funds: Better Than a Savings Account? (2026 Guide)

    Overnight and liquid funds are where short-term money waits: an emergency buffer, a bonus or a lump sum awaiting an STP. Here is how safe they are, how fast you get paid, and the tax.

    Money n Wealth Team
    December 5, 2025•7 min read

    Flexi Cap Funds: Freedom to Invest Across Market Caps (2026 Guide)

    In a flexi cap fund, the manager decides how much goes into large, mid and small caps. That makes the specific fund, not the category, the real choice. Here is how to judge one.

    Money n Wealth Team
    December 4, 2025•6 min read

    Multi Cap Funds: Mandated Diversification Across Large, Mid and Small Cap (2026 Guide)

    Multi cap funds are forced to keep at least a quarter of the portfolio each in large, mid and small caps. Here is why SEBI set that rule and what it means for risk and returns.

    Money n Wealth Team
    December 3, 2025•7 min read

    Small Cap Mutual Funds: High Risk, High Reward — A Realistic 2026 Guide

    Small cap funds can boost long-term growth, but they have fallen 35-50% in sharp corrections. Here is how to read stress tests, size the allocation and handle tax in 2026.

    Money n Wealth Team
    December 2, 2025•7 min read

    Mid Cap Mutual Funds: Meaning, Risk, Returns and Who Should Invest (2026 Guide)

    Mid cap funds offer more growth potential than large caps, but 25-35% falls are within their history. Here is how SEBI defines them, how to size them, and how they are taxed.

    Money n Wealth Team
    December 1, 2025•8 min read

    Large Cap Mutual Funds: Meaning, Benefits, Risk and Who Should Invest (2026 Guide)

    Large cap funds are the steadiest part of equity, but still equity: a 15-20% fall is possible. Here is how SEBI defines them, active vs index choices, and who they suit.

    Money n Wealth Team

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