Expert guidance on Direct Taxes, GST, and Tax Planning strategies. Optimize your liabilities within the legal framework of the Income Tax Act.
Timely filing of Income Tax Returns for Individuals (Salaried/Business), HUFs, and Partnerships. We ensure accurate reporting of income to avoid notices from the IT Department.
Maximize your take-home income by utilizing deductions under Sections 80C, 80D, 80CCD (NPS), and HRA exemptions. We help structure your investments to be tax-efficient.
Guidance on Long Term (LTCG) and Short Term (STCG) capital gains from sale of property or equities. Advice on reinvestment options like Section 54 bonds to save tax.
For business owners, we handle GST Registration, monthly/quarterly return filings, and reconciliation to ensure your business remains compliant.
Due date for Individuals & Non-Audit cases.
Installment payments to avoid interest penalty.
Deadline for 80C investments (ELSS, PPF, LIC).
GSTR-1 and GSTR-3B filings for businesses.
FY 2026–27
| Feature | Old Tax Regime | New Tax Regime |
|---|---|---|
| Basic exemption limit | ₹2.5 lakh | ₹4 lakh |
| Standard deduction for salaried individuals | ₹50,000 | ₹75,000 |
| Section 87A rebate | Effectively zero tax up to ₹5 lakh taxable income | Effectively zero tax up to ₹12 lakh taxable income |
| Common deductions like 80C, 80D, HRA and home loan interest on a self-occupied property | Available | Not available — this is the key trade-off |
| Top rate | 30% above ₹10 lakh | 30% above ₹24 lakh |
| Best suited for | Taxpayers with significant 80C, 80D, HRA or home loan interest deductions that outweigh the new regime's lower rates | Taxpayers with few deductions to claim, who prefer simpler compliance |
The new regime is now the default, but which regime is actually better depends entirely on the individual's own deduction profile. The comparison should be recalculated every year rather than assumed.
| A once-a-year filing usually suffices for | Ongoing consultation genuinely pays for itself for |
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Money n Wealth can help connect investment decisions with their tax consequences throughout the year, consolidate gains and income across products, and coordinate timely advice with tax professionals before a transaction becomes irreversible.
Get a tailored review of your income, investments, deductions and upcoming transactions before deadlines dictate your choices.
Is it right for you?
Our process
We calculate your tax under both regimes using your actual income and deductions.
Use the annual ₹1.25 lakh LTCG exemption, set off losses and time redemptions sensibly.
Tax-saving choices such as ELSS and NPS are chosen to fit your goals, not just the deadline.
We help consolidate capital-gains statements and work with qualified tax professionals for filing.
FAQs
Low-cost, PFRDA-regulated retirement savings with extra tax benefits — account opening and contribution support through a registered Point of Presence partner.
Learn moreGoal-based SIPs and diversified mutual fund portfolios across equity, debt, hybrid and index funds through an AMFI-registered distributor.
Learn moreGovernment securities, corporate bonds, tax-free and 54EC capital-gain bonds for predictable income and capital stability.
Learn moreWills, nominations, succession planning and coordinated estate planning so your family receives your wealth smoothly.
Learn moreFree, no-obligation consultation with the Money n Wealth team in Thergaon, Pune — or online from anywhere in India. Leave your number and we'll call you back within one working day.
Money n Wealth is a brand of Predics Fintech Services Pvt Ltd — AMFI-registered Mutual Fund Distributor (ARN-121995) and APMI-registered PMS Distributor (APRN-07444). We are not a SEBI-registered Investment Adviser or Research Analyst; content on this page is for information and education. Mutual fund, SIF, PMS and AIF investments are subject to market risks — read all scheme and offer documents carefully before investing.