Insights/Financial Planning

    Financial Planning Insights

    Goal-based financial planning guides to help you organise cash flow, protection and long-term investments.

    9 articles

    All Insights
    September 3, 2026• 13 min read

    First Salary, First Investment: A Money Plan for 20-Something Professionals in Pune

    Every pillar guide assumes savings or dependents already exist; nothing speaks to someone just starting out, even though IT professionals feature in your own testimonials.

    Money n Wealth
    September 3, 2026• 13 min read

    Financial Planning for Homemakers and Women: Building Your Own Financial Identity

    An audience with real, growing savings that the library — written throughout in gender-neutral "salaried professional" language — never addresses directly.

    Money n Wealth
    September 3, 2026• 11 min read

    How to Consolidate Scattered Investments and Policies Into One Plan

    Priya Desai's homepage testimonial says her investments were "scattered everywhere." Here's the process a consolidation review actually follows — and what it usually finds.

    Money n Wealth
    September 2, 2026• 7 min read

    Real Estate vs Mutual Funds: Where Should Your Next ₹20 Lakh Go?

    ₹20 lakh buys a down payment in some markets and a diversified portfolio everywhere. The honest comparison — including what stamp duty in Pune and Kolhapur actually costs — rarely favours the default answer.

    Money n Wealth
    August 16, 2026• ~10 min read

    Financial Advisor & Financial Planner in Pune: What They Do and How to Choose One

    A financial advisor in Pune can mean five different things. Here's what a financial planner actually does, how advisors are regulated in India, and a practical checklist before you pick one.

    Money n Wealth Team
    August 11, 2026• 10 min read

    Debt Management in India: How to Get Out of Debt Faster (2026 Guide)

    A practical debt management guide for India — debt avalanche vs snowball, handling credit card debt and personal loans, and rebuilding your credit score.

    Money n Wealth
    August 11, 2026• 9 min read

    Emergency Fund in India: How Much You Need and Where to Keep It (2026 Guide)

    How much emergency fund do you really need in India? A practical 2026 guide to calculating your target, where to park it, and how to build it fast.

    Money n Wealth
    August 11, 2026• 10 min read

    How to Budget Your Money in India: The 50/30/20 Rule and Practical Budgeting Guide (2026)

    Learn how to budget your salary in India using the 50/30/20 rule, practical templates and apps — a step-by-step guide to take control of your monthly money.

    Money n Wealth
    August 11, 2026• 14 min read

    Financial Planning in India: A Complete Guide to Building Your Financial Plan

    A step-by-step guide to financial planning in India — budgeting, emergency funds, insurance, tax, SIPs, retirement and estate planning for 2026.

    Money n Wealth

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