Academy/Rates & Rules
    Learning pathsBeginner

    Rates & Rules

    One place for the figures that change: income-tax slabs and capital-gains rates for 2026–27, small savings rates for the current quarter, EPF and NPS limits, and LRS, TCS and NRI figures, each with its date and official source.

    4 chapters 0 quizzes Free By Team Money n Wealth
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    The Academy's lessons teach the method; this module keeps the numbers. Each page is a short reference table: the figure, who it applies to and from when, and a link to the official source, such as the Income-tax Act, 2025, a Finance Ministry or Department of Posts order, RBI, DICGC or PFRDA. Rates and limits change with each Finance Act and quarterly review, so every page shows the date its figures were last checked against those sources.

    Pairs with: Choosing a tax regime and Small savings schemes

    Chapters

    1. 1

      Income tax rates for tax year 2026–27: slabs, rebate, capital gains and TDS

      Reference table of income-tax figures for tax year 2026–27 under the Income-tax Act, 2025: new and old regime slabs, standard deduction, rebate, cess, surcharge bands, equity and fund capital-gains rates, holding periods and common TDS thresholds, each with its official source.

      6 min read
    2. 2

      Small savings rates for October–December 2026 and the DICGC deposit cover

      Reference table of post office small savings rates for 1 October to 31 December 2026, with deposit limits for PPF, SSY, SCSS, POMIS, NSC, KVP, time and recurring deposits, and the DICGC ₹5 lakh deposit insurance rule, each with its official source.

      4 min read
    3. 3

      EPF rate, NPS tax deductions and NPS exit limits for 2026–27

      Reference table of retirement figures: the EPF interest rate for 2025–26, NPS tax deductions for tax year 2026–27 under each regime, the ₹7.5 lakh cap on employer retirement contributions, and how much of an NPS balance can be taken as a lump sum at exit, each with its official source.

      4 min read
    4. 4

      LRS limit, TCS on foreign remittances and NRO interest TDS for 2026–27

      Reference table of cross-border figures: the US$250,000 LRS limit, TCS on remittances for education, medical treatment and other purposes, TCS on overseas tour packages, and TDS on interest paid to non-resident Indians, each with its official source.

      3 min read

    Money n Wealth Academy is for education only and is not personalised investment, tax or insurance advice. Examples are illustrative. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Money n Wealth (Predics Fintech Services Pvt Ltd) is an AMFI-registered mutual fund distributor (ARN-121995) and APMI-registered PMS distributor (APRN07444).